:root{--g:#0b3d63;--g2:#1565a8;--ink:#14213d;--mut:#5c677d;--bg:#f5f7fa;--card:#fff;--line:#e1e6ee;--acc:#ffb703;--ok:#0f7a3d}
*{box-sizing:border-box}body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55}
a{color:var(--g2)}
.wrap{max-width:1080px;margin:0 auto;padding:0 18px}
header.top{background:var(--g);color:#fff}header.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:14px 18px;flex-wrap:wrap}
.logo{color:#fff;text-decoration:none;display:inline-block;padding:10px 0;font-weight:800;font-size:1.2rem;letter-spacing:-.3px}.logo span{color:var(--acc)}
nav a{color:#e3eef8;text-decoration:none;margin-left:16px;font-size:.95rem;display:inline-block;padding:12px 2px}nav a:hover{color:#fff}
.btn{display:inline-block;background:var(--acc);color:#14213d;font-weight:700;padding:12px 20px;border-radius:10px;text-decoration:none;border:0;cursor:pointer;font-size:1rem}
.btn.alt{background:#fff;color:var(--g);border:2px solid var(--g)}
.btn.sm{padding:12px 16px;font-size:.95rem;min-height:44px;display:inline-flex;align-items:center}
.hero{background-color:#0b3d63;background-image:linear-gradient(135deg,#0b3d63,#1565a8);color:#fff;padding:54px 0 46px}
.hero h1{font-size:clamp(1.8rem,4.5vw,2.7rem);margin:0 0 10px;letter-spacing:-.5px;line-height:1.15}
.hero p{font-size:1.1rem;color:#dbe9f6;max-width:660px;margin:0 0 22px}
.search{display:flex;gap:8px;max-width:640px;flex-wrap:wrap}
.search input{flex:1;min-width:200px;padding:13px 14px;border-radius:10px;border:0;font-size:1rem}
section{padding:38px 0}h2{font-size:1.55rem;margin:0 0 6px;letter-spacing:-.3px}.sub{color:var(--mut);margin:0 0 20px}
.chips{display:flex;flex-wrap:wrap;gap:10px}.chip{background:#fff;border:1px solid var(--line);padding:12px 18px;min-height:44px;border-radius:999px;text-decoration:none;color:var(--ink);font-weight:600}
.chip:hover{border-color:var(--g2);color:var(--g2)}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:16px}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:18px;display:flex;flex-direction:column;gap:8px}
.card h3{margin:0;font-size:1.08rem}.card h3 a{color:var(--ink);text-decoration:none;display:block;padding:8px 0;margin:-8px 0}.card h3 a:hover{color:var(--g2)}
.meta{color:#4a5468;font-size:.92rem}
.ver{display:inline-flex;align-items:center;gap:6px;background:#e7f6ee;color:var(--ok);font-size:.82rem;font-weight:700;padding:4px 10px;border-radius:999px;width:fit-content}
.tags{display:flex;flex-wrap:wrap;gap:6px}.tag{background:#e8f0f9;color:var(--g);font-size:.78rem;padding:3px 9px;border-radius:999px;font-weight:600}
.card .acts{margin-top:auto;display:flex;gap:8px;flex-wrap:wrap;padding-top:6px}
.feat{border:2px dashed var(--acc);background:#fffbeb}
.trust{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px}
.cta{background:#14213d;color:#fff;border-radius:16px;padding:30px;display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap}
.cta p{margin:4px 0 0;color:#cbd5e1}
.detail{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px}
.detail dl{display:grid;grid-template-columns:190px 1fr;gap:10px 18px;margin:18px 0}.detail dt{color:var(--mut);font-weight:600}.detail dd{margin:0}
@media(max-width:600px){.detail dl{grid-template-columns:1fr}.detail dt{margin-top:8px}nav a{margin:0 14px 0 0}}
form.lead{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;display:grid;gap:14px;max-width:620px}
form.lead label{font-weight:600;font-size:.95rem;display:grid;gap:6px}
form.lead input,form.lead select,form.lead textarea{padding:12px;border:1px solid #cdd6e2;border-radius:10px;font-size:1rem;font-family:inherit}
.crumbs{font-size:.9rem;color:var(--mut);margin:18px 0 8px}.crumbs a{color:var(--mut)}
footer{background:#08243b;color:#b5c8da;padding:34px 0;margin-top:40px;font-size:.9rem}footer a{color:#dbe9f6;display:inline-block;padding:10px 0}
.fcols{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:20px}
.note{font-size:.82rem;color:var(--mut)}.hide{display:none!important}
.guide{max-width:760px;line-height:1.65;font-size:1.05rem}.guide h2{margin-top:32px}
table.t{border-collapse:collapse;width:100%;font-size:.95rem}table.t th,table.t td{border-bottom:1px solid var(--line);padding:8px;text-align:left}